Pawn Loans

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A Pawn is a Collateral Loan.

That means that Sharpy’s Pawn will loan you money on valuable items you own that will act as collateral. To transact a pawn loan you will need a valid state-issued photo I.D. or driver’s license. Our pawn process is very simple and these four steps generally take less than 10 minutes to initiate.

  1. Bring in your collateral to Sharpy’s Pawn
  2. Sharpy’s Pawn can buy the item outright or you can secure a loan against your valuables – it’s your choice
  3. Sharpy’s Pawn will set a due date (usually 30 days) for you to pay off your loan and pick up your collateral
  4. At the end of your contract term, you may choose:  to extend the loan to a new date or to not pay back the loan – in which case Sharpy’ Pawn will keep your item

 

Types of items that are suitable for a pawn loan would be jewelry made of gold, silver or other precious metals or valuable gemstones like diamonds. Coins, televisions, iPods, iPads and Mp3 players, as well as laptops, tools, musical instruments, small appliances, and golf clubs are also great choices to use as collateral.